New Application

By submitting this information, I acknowledge that I am submitting it in connection with an application for credit, and I acknowledge and agree to all the statements listed below.

• My information is being submitted to the Bank. My contractor will have access to the information I submit to the Bank, including information about my income and employment.
• The information I am submitting is true and correct.
• The Bank will keep my information, regardless of whether the application is approved.
• The Bank is authorized to share my application with other potential lenders.
• The Bank and any subsequent creditor are authorized to check my credit and employment history, and to disclose my credit information to each other.
• If joint applicant information is provided above, then by submitting this application, both applicants affirm our intent to apply for joint credit, and the words “I”, “my”, and “me” as used herein apply to both applicants.

I have received the following notices:

• Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you, the Borrower: When you open an account (a loan), we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
• TCPA Notice: The applicant(s) agree(s) that if an account is created for them, all of the following will also apply: (a) the Bank may monitor and record telephone calls regarding their account to assure the quality of service or for other reasons; (b) they expressly consent to the Bank using prerecorded/artificial voice messages, text messages and/or automatic dialing equipment while servicing or collecting their account; (c) they agree that the Bank may take these actions using the telephone number(s) that they provide in this credit application, they provide to the Bank in the future, or the Bank gets from another source, even if the number is for a mobile telephone and/or our using the number results in charges to them.

If applicable, the contractor has given me the following notices:

• NOTICE TO CALIFORNIA CUSTOMERS: A married applicant may apply for a separate account.
• NOTICE TO OHIO CUSTOMERS: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
• NOTICE TO NEW YORK CUSTOMERS: In connection with your application for credit, a consumer report may be obtained which contains information on your credit worthiness, credit standing, credit capacity and general reputation. If you request, you will be informed whether a consumer report was obtained and if so, you will be given the name and address of the consumer reporting agency which furnished the report. If your application is granted, subsequent consumer reports may be obtained in connection with any update, extension or renewal of credit.
• NOTICE TO RHODE ISLAND CUSTOMERS: Consumer reports may be requested in connection with this application.
• NOTICE TO VERMONT CUSTOMERS: If an account is created, I authorize the obtaining of credit reports for purposes of reviewing or taking collection action on the account or for other legitimate purposes associated with the account.
• NOTICE TO WISCONSIN CUSTOMERS: No provision of a marital property agreement, unilateral statement under section 776.59 Wisc. Stats. or a court decree under section 776.70 adversely affects the interest of the creditor unless creditor, prior to the time the credit is granted, is furnished a copy of the agreement, statement or decree or has actual knowledge of the adverse provision when the obligation to the credit is incurred.